Survival401k Affiliate Program — Terms & Conditions

• You must be at least 18 years of age and able to enter a binding contract.
• Approval is at our sole discretion and may be revoked for any reason.
• You must provide accurate information at signup and keep it current.

You must clearly and conspicuously disclose your affiliate relationship with Survival401k any time you promote our products. Suggested language:

"As a Survival401k affiliate, I earn a commission from qualifying referrals at no additional cost to you."

Disclosures must be placed where they are noticed and understood before the referral link or recommendation — not buried in footers, hidden behind "more" links, or in profile bios alone.

You may NOT promote Survival401k through:

• Unsolicited email (spam), SMS spam, or unsolicited DMs.
• Bidding on Survival401k or related trademarks in paid search (Google Ads, Bing, etc.).
• Cookie-stuffing, iframe injection, click fraud, or any other automated/inflated traffic.
• Misleading domains or display URLs that imply you are Survival401k.
• Adult, hateful, illegal, or content that violates third-party rights.
• Incentivized clicks or "guaranteed earnings" schemes that misrepresent the product.

You may not make guarantees, projections, or "earnings claims" about retirement returns, tax savings, or investment performance. Survival401k makes no guarantee of any specific outcome and you must not imply otherwise. Always direct prospects to our official materials for product details.

• Commission rates are defined by your assigned tier and may be updated with notice.
• Commissions are earned only on closed sales properly attributed to your unique referral code.
• The default minimum payout threshold is $50; your account threshold appears in your dashboard.
• Payouts are issued on our standard schedule once your balance exceeds the threshold and your tax info has been submitted.
• Refunded, charged-back, fraudulent, or non-paying customer transactions will be reversed.

You are solely responsible for any taxes owed on commissions earned. US-based affiliates earning $600 or more in a calendar year must submit a completed W-9 (or W-8 for non-US persons) before any payout is issued. We will issue a 1099 form where required by law. We do not withhold taxes on your behalf.

All leads, prospects, and customers generated through the Program belong to Survival401k. You may not collect, store, retarget, or resell customer information obtained through the Program.

We grant you a limited, revocable, non-exclusive license to use Survival401k's name, logo, and approved marketing assets solely to promote the Program in accordance with these Terms. You may not modify our marks or use them in a way that suggests endorsement of unrelated products.

Either party may terminate this agreement at any time, for any reason. Upon termination: your referral code is deactivated, no new commissions are earned, and any pending balance above the threshold (with required tax info on file) will be paid in the next cycle. We reserve the right to withhold payment for violations of these Terms.

Non-public information shared with you (including conversion rates, internal tools, unreleased products, or other affiliates' data) is confidential and may not be disclosed.

You are an independent contractor. Nothing in this agreement creates an employment, partnership, or joint-venture relationship.

The Program is provided "as is" without warranties of any kind. To the maximum extent permitted by law, Survival401k will not be liable for any indirect, incidental, or consequential damages, and our total liability is limited to the commissions paid (or owed) to you in the 12 months preceding the claim.

We may update these Terms at any time. Material changes will be communicated by email and require re-acceptance from your dashboard. Continued participation after notice constitutes acceptance.

These Terms are governed by the laws of the United States and the state in which Survival401k is headquartered, without regard to conflict-of-laws principles. Disputes will be resolved in the courts of that jurisdiction.

Questions about the Program or these Terms? Contact us through the Survival401k website.